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Apr 17, 2024
Credit Pre-Qualifications in Salisbury, NC - Randy Marion Kia

Are you planning to buy a new Kia or used car in Salisbury, NC this year? These tips can make the car-buying experience easier and more convenient at our local Kia dealership.

Set a Budget

Setting a budget before car shopping can help you stick to a comfortable monthly payment. Calculate your expenses and determine how much you can spend per month on a car loan. Decide how much you’ll put down on the loan, and remember, the higher your down payment on your auto loan, the lower your monthly payments will be.

Remember to factor insurance costs into your monthly payments. You don’t have to own the car to get an insurance quote, and doing so ahead of time can give you a better estimate of your total monthly costs.

Get Pre-Qualified

Getting pre-qualified can lead to a better car-buying experience because you’ll know exactly how much you have to spend and who will give you a loan. It also allows you to make any necessary improvements to your credit score to get a better rate. Ideally, you’ll want to check your credit score a few months before planning to buy. 

This gives you sufficient time to pay down debt or boost your score to increase your approval odds. A pre-approval also means you can price shop to get the best rates. How much you pay in interest can significantly affect your monthly payments, so exploring your lending options beforehand is a good idea.

Explore Available Vehicles

Exploring available vehicles before visiting our nearby dealership can help narrow down your options. Consider the type of vehicle you want, such as a sedan, SUV, truck, or sports car. Decide what features you require when buying a car, including specific technologies or safety features.

Check customer ratings and reviews and find out which cars have received awards to help you decide. Kelley Blue Book, the National Highway Traffic Safety Administration, Car and Driver, and Edmunds are all excellent resources for learning more about award-winning Kia vehicles. You’ll find vehicle awards in various categories, including top-rated cars, best safety features, best value for money, and car of the year.

Choose Our Local Kia Dealer

Once you know the type of vehicle you want to buy, it’s time to come see us at at Randy Marion Kia in Salisbury, NC! Visit us in person and browse our new and pre-owned inventories or check them out online today, so you can explore your options without leaving your house.

Once you find a car you like that fits your unique needs, take it for a test drive. You can make sure the vehicle is in good working condition and ensure that you like how it drives. Imagine yourself commuting to work or taking the family on a weekend adventure.