Buying a new or used Kia is an exciting experience, but sorting out financing can quickly put a damper on things. The good news is that you can simplify the process by getting car financing at your Kia dealership in Salisbury, NC. This option offers numerous perks over getting a car loan from the bank.
Convenient Shopping and Financing Experience
Dealer financing allows you to handle both car selection and financing under the same roof. Instead of visiting separate banks and shopping for rates, you can meet the on-site finance team, get pre-qualified, and browse the Kia inventory. The finance team will handle all the paperwork, allowing you to focus on choosing the Kia model that meets your needs.
Multiple Lenders Under One Roof
When getting financing from banks or credit unions, you have to fill out multiple applications and shop around for rates. This process can be tiring and frustrating. With dealer financing, you can access multiple rates under the same roof. Dealers work with banks and lending institutions to find the best financing terms for their clients.
You only have to fill out one application, which the dealer sends to multiple lenders. When a lender receives the application, they know they are competing against multiple others. This incentivizes them to offer you better rates and incentives.
Access to Dealer Incentives
Dealers offer financing incentives you won’t find with other lenders. There are promotional offers and incentives like 0% APR financing, zero down payments, discounts, and cashback offers. Even if you don’t qualify for the lowest rates, your dealer can still offer attractive rates below standard market levels.
Besides offering financial incentives, your Kia dealer will also offer trade-in assistance. The team will help you assess the value of your car and maximize trade-in credit to save money on your new or used car purchase. They can also extend your loan term to up to 72 months or more to further reduce your monthly burden.
Faster Loan Approval
One of the greatest frustrations with external lenders is the long waiting time for loan approval. If you want to drive your new Kia as soon as possible, dealership financing is your best option. Dealers process loans in as little as a few hours to a few days.
Great Option for Buyers With Poor Credit
Our Kia dealership’s in-house financing offers more flexible terms than banks. There are special programs and down payment options to help those with poor credit get pre-approved. Instead of locking you out, our Finance Department offers you a chance to build your credit rating.
Getting vehicle financing from your Kia dealer ensures a fast, seamless, and affordable process. Visit Randy Marion Kia to shop for your next Kia ride and discuss your financing needs with our finance team.
Connect with us
Archives
Warranties include 10-year/100,000-mile powertrain and 5-year/60,000-mile basic. All warranties and roadside assistance are limited. See retailer for warranty details.