Today: 9:00AM - 8:00PM
Blog / Salisbury Kia Dealer

5 Benefits of Getting Car Financing at Your Kia Dealership

Auto Financing in Salisbury, NC - Randy Marion Kia

Buying a new or used Kia is an exciting experience, but sorting out financing can quickly put a damper on things. The good news is that you can simplify the process by getting car financing at your Kia dealership in Salisbury, NC. This option offers numerous perks over getting a car loan from the bank.

Convenient Shopping and Financing Experience

Dealer financing allows you to handle both car selection and financing under the same roof. Instead of visiting separate banks and shopping for rates, you can meet the on-site finance team, get pre-qualified, and browse the Kia inventory. The finance team will handle all the paperwork, allowing you to focus on choosing the Kia model that meets your needs.

Multiple Lenders Under One Roof

When getting financing from banks or credit unions, you have to fill out multiple applications and shop around for rates. This process can be tiring and frustrating. With dealer financing, you can access multiple rates under the same roof. Dealers work with banks and lending institutions to find the best financing terms for their clients.

You only have to fill out one application, which the dealer sends to multiple lenders. When a lender receives the application, they know they are competing against multiple others. This incentivizes them to offer you better rates and incentives.

Access to Dealer Incentives

Dealers offer financing incentives you won't find with other lenders. There are promotional offers and incentives like 0% APR financing, zero down payments, discounts, and cashback offers. Even if you don't qualify for the lowest rates, your dealer can still offer attractive rates below standard market levels.

Besides offering financial incentives, your Kia dealer will also offer trade-in assistance. The team will help you assess the value of your car and maximize trade-in credit to save money on your new or used car purchase. They can also extend your loan term to up to 72 months or more to further reduce your monthly burden.

Faster Loan Approval

One of the greatest frustrations with external lenders is the long waiting time for loan approval. If you want to drive your new Kia as soon as possible, dealership financing is your best option. Dealers process loans in as little as a few hours to a few days.

Great Option for Buyers With Poor Credit

Our Kia dealership's in-house financing offers more flexible terms than banks. There are special programs and down payment options to help those with poor credit get pre-approved. Instead of locking you out, our Finance Department offers you a chance to build your credit rating.


Getting vehicle financing from your Kia dealer ensures a fast, seamless, and affordable process. Visit Randy Marion Kia to shop for your next Kia ride and discuss your financing needs with our finance team.

Posted in:

Related Posts

2024 Kia Forte Trim Levels in Salisbury, NC - Randy Marion Kia

Trim Levels of the 2024 Kia Forte

If you're wondering if the 2024 Kia Forte is the right choice for you, then it's time to get to know the Forte's five trim levels. These trims are the LX, LXS, GT-Line, GT, and GT Manual. more LX In the LX trim, you'll find woven cloth seat trim comfortable for all five passengers, solar control glass to keep it cooler inside on sunny days, a convenient USB charging port in the front, and four speakers to enjoy your road trip playlists. Tap into technological convenience with an 8-inch touchscreen display, Android Auto and Apple CarPlay, and Bluetooth wireless technology with hands-free connectivity. LXS The LXS trim level offers the same standard features as the LX trim, including Kia Drive Wise Technologies like Lane Following Assist, Driver Attention Warning, Lane Keeping Assist, and Rear Occupant Alert. In addition to these convenient standard features, the LXS has 60/40 split folding rear seats and Soft-touch door trim for a classy look. Find the perfect exterior color for your style with seven options, including colors like Deep Sea Blue and Currant Red. GT-Line The GT-Line trim steps up the sportiness of your Forte with a leather-wrapped gear shift knob and steering wheel, alloy sport pedals, and Sport Seats with SynTex and cloth seat trim. Passengers will enjoy dual-zone automatic climate control, Pre-cooling and heating through the Kia Access app (only found in the GT-Line and GT trim), and a six-speaker audio system. Additional technological convenience is found in the 10.25-inch touchscreen display with navigation, remote start, and a smart trunk. The smart trunk allows you to stand behind it with your smart key, and it will open for you. GT The GT trim has the above-mentioned standard features but adds a few of its own. Rear passengers will enjoy the added convenience of rear A/C vents and a rear USB charging port. The driver and front passenger have illuminated sun visors and there is a convenient wireless phone charger. Steering wheel-mounted paddle shifters are a standard feature only found in this trim level. GT Manual The GT Manual is the final trim level, and it comes with all of the mentioned standard features and adds a cherry on top with a few exciting features of its own. In this trim level, you'll enjoy Sport Seats with SynTex trim, heated front seats, LED interior lighting, and music played over eight speakers. For a final feature of comfort and luxury, you'll find a tilt and sliding sunroof. You're sure to find the perfect fit for you in one of these five trim levels of the Kia Forte. Contact us at Randy Marion Kia in Salisbury, NC for more information on the Kia Forte trim level waiting for you.

2024 Kia EV6 for Sale in Salisbury, NC - Randy Marion Kia

Trim Levels of the 2024 Kia EV6: Electric Excellence

The 2024 Kia EV6 is outstanding for its many standard features across the entire line that competitors would charge extra for. Yet every trim level still manages to offer something special. more 2024 EV6 Standard Features Performance The three EV6 trims are available in rear-wheel drive and all-wheel drive. The base Light RWD model delivers 167 hp and the GT AWD has 576 hp. All other RWD models offer 225 hp and the other AWD models provide 320 hp. Except for the GT AWD, which has 545 lb.-ft.of torque, the RWD models have 258 lb.-ft. and the AWD models have 446 lb.-ft. of torque. There are four drive modes: Eco, Normal, Sport, and Snow. Auto brake hold and hill start assist are standard. Design All models come with heated front seats, dual-zone climate control, rain-sensing wipers, and heated, power-folding side mirrors with turn signals. Except for the GT AWD, all trims have 8-way power-adjustable driver's seat with 2-way power lumbar adjustment, and integrated memory system for the driver's seat and outside mirrors. Technology The infotainment system features a 12.3-inch screen with Apple CarPlay, Android Auto, SiriusXM, and a wireless phone charger. There's a USB data port and two USB charging ports in front, plus two USB charging ports in the second row. You can also pre-cool or pre-heat your EV6 using the Kia Access app. Safety Every 2024 EV6 has: Blind-spot collision-avoidance assist Forward collision-avoidance assist Rear cross-traffic collision-avoidance assist Rear park distance warning Lane-keeping and following assist Smart cruise control Highway driving assist Intelligent speed limit assist Driver attention warning Pedestrian warning system Trim Levels Light The Light base model has a 6-speaker audio system. The RWD model has a range of 232 miles, the Long Range RWD range is 310 miles, and the Long Range AWD range is 282 miles. This AWD and the Wind AWD have heated steering wheels. Wind This trim adds an 8-way power-adjustable front passenger seat with 2-way power lumbar support, 14-speaker audio system, smart power liftgate, and an onboard generator. The Wind and GT-Line models also have ventilated front seats. GT All GT models have a head-up display and several extra safety features, including remote smart parking and a surround-view monitor. The GT-Line AWD's sport steering wheel and outboard rear seats are heated. The GT AWD model has an exclusive Drive Mode. Visit Randy Marion Kia in Salisbury, NC to check out all the superb features of the 2024 EV6.

2024 Kia Niro EV for sale in Salisbury, NC - Randy Marion Kia

Introducing the 2024 Kia Niro EV: Sustainable and Efficient

With the electric vehicle industry growing at an unprecedented pace, Kia keeps leading with innovation and new technologies. Now available at your local dealership, the 2024 Kia Niro EV is one of its most popular all-electric crossover SUVs, providing a perfect blend of comfort and efficiency for your family travels. Read on, learn more about its unique features, and book your test drive! more Class-Leading Efficiency Boasting an EPA-estimated 253-mile autonomous range, the 2024 Niro EV is ready for you to hit the road and go on unforgettable adventures without ever stopping by a gas station. This all-electric crossover SUV is available in two trim levels, both of which are powered by a permanent magnet synchronous motor that generates 201 horsepower and 188 pound-feet of torque. The new Kia Niro EV gets impressive EPA ratings of 113 MPGe, placing it among the most efficient models in the crossover SUV category. Both trim levels come standard with a 64.8-kWh battery pack and AC/DC fast charge technology. With a DC fast charger, the Niro EV's battery can be charged from 10% to 80% in less than 45 minutes. Innovative Tech Features While the impressive energy efficiency of the 2024 Niro EV is its key selling point, this crossover SUV is also equipped with a broad range of innovative technological features that keep you safe, connected, and entertained wherever you go. Both trim levels boast a 10.25-inch touchscreen display with in-dash navigation, offering seamless smartphone connectivity through Android Auto and Apple CarPlay. Other standard features include SiriusXM satellite radio, a wireless phone charger, voice recognition, and Bluetooth wireless technology with multi-device compatibility. Regarding safety and driver-assist technologies, every model of the new Niro EV features an electronic stability control system, hill-start assist control, tire pressure monitoring, and a rear-view monitor with dynamic parking guidance. This crossover SUV also comes with lane keeping and lane following assist, lane departure warning, driver attention warning, rear park distance warning, and a navigation-based smart cruise control system. Space and Practicality With seating capacity for five adults, the 2024 Niro EV boasts a total interior volume of 99.7 cubic feet, providing 41.5 inches of legroom in the front seats and 36.9 inches in the rear row. Both trims come standard with 60/40 split-folding rear seats, letting you expand their cargo capacity from 22.8 to 63.7 cubic feet. The 2024 Niro EV is waiting for you to try out its features on the road, discover a new level of all-electric efficiency, and find the perfect financing plan to make it your next family vehicle. Send us a message at Randy Marion Kia in Salisbury, NC, and we'll be happy to answer any questions you may have about this all-electric crossover SUV.